52+ subsidy amount in Spain: 80% IPREM
The 52+ subsidy is 80% of IPREM — in 2026 that is €480/month. It is paid until ordinary retirement age, but only if you confirm eligibility each year and meet the ongoing conditions.
Quick answer
- Amount 2026: 80% of IPREM = €480/month. IPREM is updated annually by the national budget.
- SEPE pays every 30 days into the IBAN account registered in your name.
- Duration: until jubilación ordinaria — as long as conditions are met.
- Annual renewal of carencia de rentas is mandatory — without it SEPE suspends the payment.
NAVI
Describe the benefit situation
NAVI will check your right and deadline.
Check that your 52+ unemployment subsidy (subsidio 52+) is being paid correctly
NAVI will confirm the calculation, check renewal conditions and tell you what to do to keep the payment running.
Check my 52+ unemployment subsidy (subsidio 52+)What you must do to keep the 52+ unemployment subsidy (subsidio 52+) running
- Stay inscrito como jobseeker registration (demandante de empleo) and renew your sello every 3 months at the employment office (oficina de empleo).
- Do not refuse an oferta de trabajo that SEPE considers suitable — suitable does not have to mean full-time.
- Report any personal income change within 15 working days.
- Submit the annual declaración de rentas when SEPE requests it for renovación.
- Do not exceed the personal income limit (75% of SMI) — even €1 over stops the payment.
What to do first
- Confirm you are inscrito como jobseeker registration (demandante de empleo) — without this the subsidy does not accrue.
- Find your fecha de reconocimiento — payment runs from that date, not from the application date.
- Make sure the IBAN is in your name — SEPE does not transfer to third-party accounts.
- Note your next sello renewal date: every 3 months — missing it automatically stops the payment.
Documents and evidence
- DNI/NIE/TIE or passport.
- SEPE/INSS decision, application receipt or expediente number.
- Work history report (vida laboral), contribution days, income documents and bank details.
Deadlines and risk
- Missing the sello every 3 months stops the subsidy. You can reinstate it, but the gap period is not paid.
- Refusing an oferta adecuada is a ground for termination — SEPE can classify part-time as suitable.
- Unreported income change: SEPE will bill for every payment made while you exceeded the limit.
- IPREM is updated annually, sometimes with delay — some months may pay at the previous year’s rate.
- Reaching early retirement age: check with SEPE in advance to avoid overpayment and a repayment demand.
Subsidy stopped or not being paid?
Tell NAVI about the situation — get a reinstatement or appeal plan with specific deadlines.
Resolve with NAVIRelated pages
Information only, not legal advice. Public authorities, courts, banks and companies make their own decisions.
Protection Plan · subscription
Need everyday protection, not just a one-off check?
Included: checks of Spanish documents, letters, requests and contracts before signing, Action Plans, consultation and sending your claims by burofax.
€29.90 / month
VAT included.
Open Protection Plan