Benefits & payments in Spain: every public benefit in one place
Unemployment benefit (paro), unemployment subsidies (subsidios), active insertion income (RAI), minimum income (IMV), sick leave, permanent disability, birth — every Spanish benefit, who qualifies, deadlines and what to do if denied, routed to a free check with NAVI.
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Contributory unemployment benefit: requirements, how much, how long and how to claim.
Open guide → Unemployment subsidy (subsidio)The unemployment subsidy (subsidio) when you don't qualify for paro or it ran out: who can get it.
Open guide → Subsidy for over-52s (subsidio)The subsidy for people over 52: requirements and how it runs until retirement.
Open guide → Subsidy for low contributions (subsidio)When you contributed less than a year: the low-contribution subsidy (subsidio por cotización insuficiente).
Open guide → Active insertion income (RAI)Active insertion income (renta activa de inserción, RAI) after the reform: who still qualifies.
Open guide → Minimum vital income (IMV) — how to applyMinimum vital income (IMV): requirements, the household unit (unidad de convivencia) and how to apply.
Open guide → Minimum vital income (IMV) deniedDenied or cut? The pre-court claim (reclamación previa), the deadline and the appeal.
Open guide → Sick leave (IT)Sick-leave pay (baja laboral): who pays, how much, and contesting the medical discharge (alta médica).
Open guide → Permanent disabilityPermanent disability (incapacidad permanente): the grades, the pension and how to apply.
Open guide → Self-employed activity stop benefit (cese de actividad)The self-employed (autónomo) unemployment benefit when you stop: requirements and amount.
Open guide → Birth & childcare benefitBirth and childcare benefit (prestación por nacimiento y cuidado del menor): who claims it and for how long.
Open guide → Contest the medical discharge (alta médica)Discharged but can't work? Contest the medical discharge in time via the INSS.
Open guide → Retirement pension (jubilación)Contributory retirement pension: qualifying years (15 minimum), how much you get and how to apply at the INSS.
Open guide → Contributory unemployment — in depthFull breakdown: base reguladora, duration table, compatible work, 70 %→60 % rate and how to appeal if denied.
Open guide →Not sure which benefit is yours?
Tell NAVI your situation — job loss, low income, illness, a new baby. It tells you which benefit fits, whether you qualify and the next step, no account.
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Informational guide on benefits (SEPE, INSS, IMV) in Spain. Amounts and rules change yearly — check your case with NAVI or the administration.
This guide is general information about Spanish law, not a legal opinion on your case. Rules change and outcomes depend on your own facts and documents — check your situation before you act on it.
Need everyday protection, not just a one-off check?
Included: checks of Spanish documents, letters, requests and contracts before signing, Action Plans, consultation and sending your claims by burofax.